Why Retain Us?

Our Commitment to Each Client

By design, The Joseph Group serves relatively few clients with significant assets. This enables us to expend considerable time and effort on each client's particular financial and investment situation.

Our Expertise

Our associates bring years of experience and results to our clients. Among our professionals are noted authorities in investment strategy and portfolio management, as well as professionals with extensive background in serving individuals, families and businesses. The following certifications are held by our associates: Chartered Financial Analyst®, Certified Financial Planner, Juris Doctor, Financial Risk Manager, and Chartered Alternative Investment Analyst. Portfolios managed by us include personal and custodial accounts, IRA Rollovers, trusts, pensions, profit sharing plans and company 401k plans. Ancillary financial and estate planning advice is provided to our clients at no additional charge.

Our Record of Success

Client assets under our management and advice have grown from $31 million, when we commenced business in February 1999, to over $216 million as of May 31, 2008. Since inception, we have been included in Business First's annual listing of the largest fee-based advisors in our geographic area.

Our Independence

We are an independent investment advisor not affiliated with any investment manager, mutual fund family or investment service. While able to access literally thousands of investment opportunities for our clients, our firm’s objectivity enables us to select investments based solely upon the needs of our clients.

Our Fees

We are compensated on a fee basis (flat percentage of account assets) rather than commission basis - we receive no loads, trading commissions, transaction fees, 12b-1 fees, or any other form of compensation. This eliminates financial pressure to trade excessively in clients’ accounts. Our motivation matches that of our clients: long-term appreciation of account values.

Fees are a percentage of an account's market value:

1.0% on the first $1 million of an account's market value;

0.8% on the next $1 million;

0.6% on the next $2 million;

0.4% on the next $2 million;

0.2% on the balance.

One-fourth of the above fee schedule will be charged for each calendar quarter, in advance, based on the market value of an account as of the last day of the prior calendar quarter.

We also provide other financial advisory services, such as financial, retirement and estate planning at no additional cost.